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“`html What Is a Jumbo CD? A jumbo CD is a certificate of deposit (CD) that requires a larger minimum deposit compared to regular CDs. In return for locking up a significant amount of money, banks or credit unions may…
“`html What Is a 60/40 Portfolio? Chances are you’re investing in a variety of assets, including stocks, bonds, exchange-traded funds (ETFs), mutual funds, and more. Your specific mix of investments is known as your asset allocation. A 60/40 portfolio consists…
“`html What Is Dollar Cost Averaging? Dollar cost averaging is an investment strategy where you invest a fixed amount of money at regular intervals, typically monthly. This method can help mitigate certain risks, but it also has potential downsides, especially…
“`html Pros and Cons of Buying Bonds Bonds are fixed-income investments that you can purchase from a broker, within your retirement account, or directly from the U.S. government. You can buy individual bonds or diversify your investment by purchasing a…
