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“`html The End of Low Inflation in the U.S. The era of low inflation in the United States came to a close last year. Consumers, who had largely refrained from making significant purchases during the pandemic, resumed their spending with…
“`html Only 1 in 5 Savers Believe They Are Getting the Best Yields on Their Saving Accounts Experian’s survey of 1,012 Americans revealed that only 19% of savers believe they are earning 3% APY or more on their savings accounts.…
“`html Understanding Home Equity Equity is the difference between your home’s current market value and the amount you owe on your mortgage. It can be a valuable asset to access cash when needed. With home values soaring in recent years,…
“`html How Does a Money Market Account Work? If you’ve ever been frustrated by the low interest rates on your regular savings or checking account, or wished you could write a check from your savings, a money market account (MMA)…
“`html How Do CD Accounts Work? If you’re looking for a way to earn more money on your savings, a certificate of deposit (CD) may offer a solid return. In exchange for earning interest and avoiding a financial penalty, you…
“`html What’s the Best Credit Score? It isn’t necessary to have a perfect credit score of 850 on the FICO® Score☉ scale of 300 to 850 to qualify for the best terms on credit. In fact, you may not even…
“`html Pros and Cons of Savings Accounts Whether you’re saving for emergencies or financial goals like a new home or a big vacation, a savings account offers a safe, reliable place to stash your cash. However, there are both advantages…
“`html How a CD Ladder Works If you have a CD ladder, you may need to adjust your strategy when interest rates are high or leveling off. Whether you should make a change depends on your goals and when you…
“`html Student Loan Forgiveness Plans Span More Than 4 Million Borrowers, Saving Them $160 Billion Despite repayments on federal student loans resuming late last year, much is still up in the air with student loan debt. Some loans have been…
