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“`html Understanding the Foreign Earned Income Exclusion When you live and work abroad, the IRS still expects you to pay taxes in the U.S. Unless you exclude your foreign income using the Foreign Earned Income Exclusion (FEIE) or another IRS…
“`html Maximize Your Rewards: Understanding Non-Rewardable Credit Card Transactions At O1ne Mortgage, we prioritize consumer credit and finance education. This post aims to provide an objective view to help you make the best decisions regarding your credit card transactions. For…
“`html Understanding Minimum Balance Requirements Many banks and credit unions require you to maintain a certain amount of cash in your bank account, whether it’s a savings, checking, or money market account. The minimum balance requirement is the specific amount…
“`html Can You Buy Seasonal Auto Insurance? At O1ne Mortgage, we understand that as the seasons change, so do your auto insurance needs. While insurers don’t offer specific seasonal auto insurance policies, you can adjust your coverage throughout the year…
“`html Can You Drive Without Car Insurance? Nearly all states mandate car insurance for driving on public roads. However, coverage requirements can differ based on your location. Most states require a minimum amount of liability coverage, but the specifics can…
“`html Will a Bankruptcy Impact Your Auto Insurance Rates? Bankruptcy doesn’t directly influence auto insurance rates. However, many auto insurers use credit history to help set premiums, and bankruptcy-related damage to your credit scores could bring higher auto insurance rates.…
“`html What Coverage Do Auto Lenders Require? When your car is leased or financed, lenders typically mandate that you carry both collision and comprehensive insurance. This ensures their property—the vehicle—is protected until your lease or loan term concludes. Collision insurance…
“`html Discover Auto Insurance Discounts with O1ne Mortgage The cost of auto insurance can significantly impact your monthly budget. However, insurance companies offer various discounts that can help you save. Here are five types of auto insurance discounts you should…
“`html Which Credit Scores Do Mortgage Lenders Use for Mortgage Applications? Mortgage lenders typically use FICO® Scores from each credit bureau to help determine your loan eligibility and terms. Many mortgage lenders sell the mortgages they issue to the government-sponsored…
“`html How Many IRAs Can You Have? You can have multiple IRAs if you choose. As long as you stay within IRS eligibility guidelines and contribution limits, you can open and fund as many IRAs as you’d like. This may…
